Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Hero Image
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Djenovici
Đenovići | Herceg Novi Municipality

The Tapestry of

High Life

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Niko Lakovic
Niko Lakovic
Presented At
€530,000
Bedrooms
2
Bathrooms
2
Living
1,443
SQFT
Fireplace
Stone Countertops
Air Conditioning
Washer Dryer
Fitness Center / Gym
Jacuzzi
Terrace
Garage
Garden
Balcony
Gate
Pool
Playground
Water View
Gated Community
Mountain View
Panoramic / Scenic View
Duplex
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 1
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 2
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 3
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 4
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 5
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 6
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 7
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 8
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 9
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 10
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 11
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 12
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 13
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Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 16
Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 17
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Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 19
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Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. - Photo 21
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Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro. , Đenovići , Herceg Novi Municipality

Djenovici Residential Complex

New apartments in a luxury residential complex near the Portonovi resort in Djenovici, Herceg Novi. The complex comprises 5 south-facing buildings, including 17 apartments and 5 duplex penthouse apartments. The future owners have at their disposal an outdoor heated pool, a children's playground, a fitness center, SPA, a wine club, and a cigar room. Each penthouse apartment has a garage space, a jacuzzi, and a fireplace in the living room, while a fireplace is installed in another 11 apartments. Two
  • and three

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Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Đenovići. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $53,000,000 20% down ($10,600,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$4,554
$4,554/day
Your home may appreciate while you sleep
$31,968/week $138,526/mo $1,662,311/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$29.2M
vs
OWN 📈 +$41.4M
$41.4M Potential Equity
vs $29.2M lost to rent over 10 years
$10.6M Down Payment Growth
3.9x
10yr
$41.4M
8.1x
20yr
$85.7M
12.6x
30yr
$133.9M
Wealth Comparison
×319
Equivalent to 319 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $133.9M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $62.4M +18%
Market $72.2M +36%
Optimistic $83.3M +57%
$41.4M est. equity
20 Years
Conservative $73.5M +39%
Market $98.3M +85%
Optimistic $130.9M +147%
$85.7M est. equity
30 Years
Conservative $86.6M +63%
Market $133.9M +153%
Optimistic $205.7M +288%
$133.9M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Djenovici, Herceg Novi, Đenovići, Herceg Novi Municipality, Montenegro features 2 bedrooms with 1,443 square feet of living space.
This property offers 1,443 square feet of living space.
This property is listed at $53,000,000, which equals $36729 per square foot.
Based on current market indicators, Đenovići shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Đenovići, Herceg Novi Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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